Your Free MSB Compliance Check-Up: Catch Problems Before Regulators Do

Running a money service business (MSB) isn’t for the faint of heart. Between keeping customers happy, staying profitable, and navigating ever-changing regulations, compliance can easily fall to the back burner. But regulators like FinCEN, the IRS, and state agencies such as the Florida Office of Financial Regulation (OFR) aren’t slowing down. Examinations are getting tougher, penalties are rising, and even small oversights can snowball into major findings.

That’s why ComplyCheck created the Free MSB Compliance Check-Up; a confidential, no-strings-attached review designed to give you the same level of scrutiny regulators use, without the fines, pressure, or surprise. Think of it as a professional “second opinion” on your AML/BSA program, because what you don’t know can absolutely hurt your business.

Why Every MSB Should Get a Compliance Check-Up

The truth is simple: MSB owners and compliance officers can get so caught up in the day-to-day that blind spots appear. Maybe your AML/BSA Manual hasn’t been updated in over a year. Maybe your independent review missed an area that examiners now focus on. Or maybe your CTR filings, corporate files, or training records look fine at first glance but wouldn’t stand up under regulatory scrutiny.

Our Free Compliance Check-Up gives you an honest, professional assessment before the regulators walk through your door. We either find areas that need attention, or we confirm that you’re doing things right. Either way, you win.

What’s Included in the Free Check-Up

When you reach out to ComplyCheck, our team of MSB compliance professionals; the same experts who’ve conducted over 750 independent reviews and worked with more than 250 MSBs across the U.S., will take a hands-on look at critical components of your compliance program, including:

• AML/BSA Compliance Manual: We review your written program to make sure it aligns with current FinCEN and Florida Chapter 560 requirements, covers all five pillars, and is tailored to your actual business activity.

• Most Recent Independent Review: We’ll assess whether your last review met the standards regulators expect, not just a checklist, but a real evaluation of program effectiveness.

• FinCEN Registration: We verify that your registration is active, properly renewed, and consistent with your current business model.

• Five Random CTRs: We check your Currency Transaction Reports for accuracy, completeness, and consistency with FinCEN guidance.

• Five Random Corporate Customer Files: We make sure your Customer Due Diligence (CDD) and documentation meet Florida OFR and federal expectations.

• AML Training Program: We review your training materials and documentation to confirm they meet the frequency and content standards examiners look for.

• Daily Cash Reconciliation: We examine how your cash tracking and reconciliation procedures would hold up in an audit.

You’ll receive a concise summary highlighting any danger points or weaknesses, along with practical, actionable suggestions to tighten up before your next state or federal examination.

What Do You Have to Lose?

That’s the beauty of it, nothing.

There’s no fee, no obligation, and no catch. You either:

1. Discover issues now, while there’s time to fix them quietly, or

2. Confirm your program is strong, and enjoy the peace of mind that comes from knowing you’re in excellent shape.

Either way, you win.

The worst-case scenario is doing nothing, waiting until your next Florida OFR examination or IRS Title 31 review uncovers findings that could have easily been prevented. A single missed CTR or incomplete corporate file can lead to costly violations, penalties, or even license jeopardy. The Free Compliance Check-Up is your chance to stay a step ahead, for free.

What Sets ComplyCheck Apart

Plenty of consultants and software companies claim to “do MSB compliance,” but very few have actually run check cashing operations, banked MSBs, and sat across from regulators during real exams and audits.

At ComplyCheck, our perspective comes from decades of experience in every corner of the MSB world, operations, compliance, and banking. We know what regulators look for because we’ve been there. We don’t just hand you a checklist; we show you how to make your compliance program bulletproof in practice, not just on paper.

That’s why hundreds of MSB owners, from small single-store check cashers to multi-location operators processing millions per month, rely on ComplyCheck to keep their programs strong, current, and defensible.

Why It Matters Now More Than Ever

If you think compliance exams have gotten tougher, you’re right. The IRS, FinCEN, and state regulators are sharing data like never before. Examiners now have access to cross-agency reports, digital audit trails, and machine-learning tools that flag anomalies in CTR and SAR data automatically.

That means the days of “flying under the radar” are over. Even a minor oversight, an outdated AML/BSA Manual, inconsistent CTR filings, missing corporate file, or expired training certificates, can lead to serious consequences.

By getting your Free Compliance Check-Up now, you show regulators that you’re proactive, engaged, and serious about compliance. It’s a professional credibility move that signals to banks, auditors, and licensing agencies that your MSB is not a risk.

A Few Common Questions We Hear

Is this really free?

Yes. 100% free. No hidden costs, no commitment.

Do you share my information?

Absolutely not. Everything you send us stays confidential.

How long does it take?

Usually less than an hour to gather the documents, and our review is typically completed within a few business days.

What do I get in return?

A professional review from real experts, clear feedback on what’s strong and what needs work.

Stop Guessing, Start Knowing

Compliance isn’t something you can “eyeball.” A solid AML/BSA program protects your license, your reputation, and your livelihood. Waiting until exam time to find out what’s wrong is like waiting for chest pains before seeing a doctor.

The Free MSB Compliance Check-Up is your opportunity to get the truth about your compliance health, from experts who’ve seen it all, fixed it all, and built programs that stand up under even the toughest state and federal reviews.

If you operate a check cashing business, money transmitter, or other MSB, there’s simply no good reason not to take advantage of this.

What do you have to lose?

At worst, you’ll gain peace of mind. At best, you’ll catch a problem before a regulator does, and that can be priceless.

Ready to See Where You Stand?

Visit www.complycheck.co and contact us to get your Free Compliance Check-Up started today.

ComplyCheck: helping MSBs stay compliant, confident, and ready for anything.